But no one is immune to illness and injury. That's why there's health insurance. A good approach is to get a plan that balances the lowest out-of-pocket expenses with a monthly payment you can afford. That could be the right plan for you. A subsidy can help make your health insurance more affordable.
When you're shopping for plans, you'll be able to see if you qualify for lower costs. How can I know I'm purchasing the right health insurance policy? Who is this for? How it works: meet Mike and Lisa Mike and Lisa are both self-employed, so they buy their own health insurance. He'll quickly meet his deductible so his plan will start sharing costs much sooner.
His coinsurance will be lower. His costs will be more predictable. What's right for you? Related Items How to understand deductibles and their impact on premiums How do out-of-pocket maximums work?
Enrollment is open! Apply now for December 1st. With over 8. There are some changes you should take note of for the coverage year. Anthem Blue Cross has expanded its coverage area to these regions:. Anthem has made strides to strengthen physician partnerships, including those serving the rural Amador, Monterey, Shasta, Humboldt, Sutter and Butte counties. It is also working to improve its provider list so that consumers receive accurate information on current providers that are available and would be covered.
Integration is the wave of the future. Anthem is excited to offer telehealth through LiveHealth. This online program that you can use in the privacy of your home offers real-time face-to-face visits with a doctor of your choice of various specialties. Anthem offers this convenient service 24 hours a day, seven days a week, to all members for a small copay.
At Health for California, we know that finding the right health insurance provider can be daunting. You want to pick the package that works best for you and your entire family. And with so many options and packages on the market, you may wonder where to begin. We want you to feel confident about your decision, so we structure our plans for easy comparisons to help you find the one that meets your needs.
We do this by breaking our health insurance plans down into easy-to-understand tiers. Here are the tiers of Anthem Blue Cross coverage you can choose from:. The consumer satisfaction scores come from what members say about their health plans in surveys, including feedback about claims processing, accessing needed care and customer service.
Prevention measures assess the proportion of eligible members who received preventive services, like prenatal and postpartum care, immunizations and cancer screenings. Treatment measures assess the proportion of eligible members who received the recommended care for conditions such as diabetes, heart disease and depression.
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