Check out these links to learn more:. Xoom moves your money fast, and keeps your security a top priority. Speed of money transfer service is subject to many factors, including:. Accept Cookies. Accept Cookies Accept Cookies. Send Money Reload Pay Bills. Send money to almost any bank account.
Send cash for pickup. Send a debit or credit card deposit to an eligible bank-issued Visa or MasterCard card, and the money will typically arrive in minutes may take up to 15 minutes and can vary by bank.
Xoom makes it quick and easy to start sending money today. Step 1: You can log in with your PayPal credentials or easily create a Xoom account, starting with your name and email address. Step 3: Conveniently pay with with PayPal, bank account, credit card, or debit card and you're done! Sign up now to get started. Step 1: Enter a send amount. Step 2: Choose Card Deposit.
Step 3: Enter your recipient's Visa or MasterCard debit or credit card number on our secure page. Step 4: Conveniently pay with your bank account, credit card, debit card, or PayPal account. Step 1: Simply enter an amount. Step 2: Provide your recipient's name, address, and phone number. Step 3: Select a convenient location for easy cash pickup. Step 4: Easily pay with Paypal, bank account, credit card, or debit card.
View all cash pickup locations. Get human support when you really need it from people who care. We have customer service centers on multiple continents with support in multiple languages. Simply contact us or visit our Help Center for assistance and information. Conveniently send money to Morocco, and track transactions right from your phone. The Xoom mobile app is equipped with biometric login and features our easy Slide-to-Send technology.
Get the Xoom app. Step 2 : Download the free Xoom app. It's worth noting that there are limits on how much money you can send with this money transfer service. These limits vary depending on where you're sending the money from, how the money is delivered, and your sending level. It's important to be aware of these limits, especially if you plan to use Xoom to send large amounts of money.
What are sending levels? Xoom has sending levels, rated from 1 to 3 depending on how much required documentation you've provided as verification. You can move up in levels by providing more documentation -- for example, your Social Security number or passport details, copies of bank statements, or driver's license. Xoom charges fees to transfer and send money. While this is not unusual for a payments app, the fees charged by Xoom can add up -- especially if you're planning on sending a significant amount of money.
Fees vary depending on the country you're sending funds to, how much you're sending, and the method of delivery. Xoom doesn't list its payment structure on the app or website. If you want to know how much you'll pay in fees, start a transfer. The app or website will calculate and list out the fees before you complete the money transfer. Depending on where you're sending the funds, the fastest delivery method may take longer than a few minutes. You can track the progress of your transfer within the app.
As mentioned earlier in our Xoom review, this app has sending levels. If you want to send larger amounts of money with the app, you will need to provide documentation -- such as copies of government-issued IDs or copies of financial records. If you plan to send a large amount of money from the start, you'll need to prepare to have these documents on hand first.
Depending on where you're sending money, the exchange rate offered by Xoom may not be as forgiving as other apps or money transfer services. For example, competitors like MoneyGram may offer better exchange rates. We looked at the exchange rates for sending USD to two different countries -- Mexico and Japan -- and in both cases, Xoom had a worse exchange rate than MoneyGram.
It may be worth checking before you use Xoom to send money. If you want an app that focuses only on U. Transfers happen quickly, and you can fund payments via credit card, debit card, bank account, or your Venmo balance.
It's free to send money with Venmo when using your Venmo balance, a debit card, or funding through your bank account. But you may want to stick with Xoom if you need to send money internationally.
If you want an app that offers better exchange rates: Wise is an alternative that is known for its excellent exchange rates -- they add no markup to the current exchange rate. This app also charges low transfer fees. Wise has a cost calculator that shows all exchange rates and transfer fees -- so you'll know what to expect before you complete a transfer. Plus, you'll be shown competitor rates to see if you're getting the best deal with Wise. But you may want to stick with Xoom if you want faster transfers.
Most transfers aren't instant with Wise. Xoom is free to download but does charge fees. These fees vary depending on where you're sending money and how much money you plan to send. It also depends on how you're funding your money transfer. Using your bank account to fund your transfer is usually the cheapest option. You can expect to pay higher fees if you're using a credit card. You should also be aware that your credit card issuer may charge a cash advance fee for this kind of transaction, meaning you'll pay even more in fees if you use a card.
Xoom is an excellent choice for anyone who needs to send money abroad and wants the transfer to happen quickly. The app provides users with multiple delivery options, allows for various funding choices, and supports sending money to countries. While there are fees associated with sending funds through Xoom, this is a secure, reputable payments app that does exactly what you need it to do.
Natasha has been a freelance writer since She specializes in credit card and credit card rewards content. When not busy writing, she's either dreaming up her next credit card rewards redemption or traveling the globe. Her goal is to encourage more people to experience the world around them while making smart financial choices.
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